ResearchedPublished July 22, 2026·Updated July 22, 2026·By Matt Barr

Questions to Ask an HVAC Contractor Before You Sign

Before signing with an HVAC contractor, ask for their gas fitter or refrigeration licence number, proof of insurance, whether they'll perform a load calculation before quoting equipment size, what warranty terms apply to parts versus labour, and for two references from installs completed in the last year. A contractor who answers all five without hesitation has cleared the basic vetting bar; one who deflects any of them is a reason to keep shopping.

The short answer

Five questions do most of the vetting work: licence number, insurance proof, whether a load calculation will be done, warranty terms in writing, and recent references. A contractor who answers all five directly, without deflecting, has cleared the basic bar. Treat hesitation on any one of them as information.

The questions, organized by category

Licensing and legitimacy

  • What’s your TSSA gas technician licence number (or refrigeration mechanic certification for heat pump work)? A legitimate contractor provides this without hesitation.
  • Can I see proof of liability insurance? Ask to see a certificate directly, not just be told coverage exists.
  • How long have you been operating under this business name? A business that recently rebranded after complaints under a previous name is a pattern worth knowing about.

Process and technical competence

  • Will you do a load calculation before quoting equipment size, or are you sizing based on the old unit / square footage alone? Sizing based only on the old unit repeats any original sizing mistake.
  • What efficiency tier are you quoting, and why is it right for my home? The answer should reference your usage, insulation, or budget — not default to whatever’s easiest to install.
  • If this is a heat pump install, is the unit cold-climate rated, and what’s its output at -15°C or -25°C? Standard heat pumps and cold-climate heat pumps perform very differently in a Canadian winter; the contractor should know the spec without looking it up on the spot.
  • What’s the installation timeline, and how many jobs are you running that same week? A contractor spread too thin is more likely to rush your install.

Pricing and paperwork

  • Can you itemize equipment, labour, permits, and disposal separately? See our full quote checklist for what a fair breakdown looks like.
  • What are the parts and labour warranty terms, in writing? These come from different sources (manufacturer vs. contractor) and are the term most often left vague verbally.
  • What’s the deposit structure, and what happens if I need to cancel? A partial deposit is normal; full payment upfront is not.
  • Are you a registered installer for any rebate programs I might be eligible for? Relevant if you’re pursuing a heat pump rebate that requires a registered contractor.

References

  • Can you give me two references from jobs completed in the last 12 months? Recent references matter more than old ones — ask specifically about install quality and whether the crew showed up on schedule.

Red flags during the sales process

  • Pressure to sign the same day, especially tied to a “today-only” discount
  • Reluctance or delay in providing a licence number
  • A quote with no written breakdown (see our quote checklist for what should be itemized)
  • Vague or verbal-only warranty promises
  • Full payment demanded before work begins

How to use this list

You don’t need to interrogate every contractor with all eleven questions in one sitting — most come out naturally over a quote conversation. What matters is noticing when one goes unanswered or gets deflected. That’s the signal, more than any single answer on its own.

Frequently Asked Questions

What licence should an HVAC contractor have in Ontario?

For gas furnace work, a valid TSSA (Technical Standards and Safety Authority) gas technician licence is required by law in Ontario. For heat pump and air conditioning work, refrigeration and air conditioning mechanic certification applies. Always ask for the licence number and verify it if you have any doubt — TSSA maintains a public licence lookup.

Should I get multiple quotes before choosing a contractor?

Yes — at least two, ideally three, for a like-for-like scope. See our furnace quote checklist for how to compare quotes fairly once you have them.

Is it normal for a contractor to ask for a deposit?

A partial deposit before work starts is normal industry practice. Full payment upfront, before any work has begun, is not — that's a red flag covered in our quote checklist.

How do I verify a contractor's insurance?

Ask for a certificate of insurance directly, or ask permission to call their insurance provider to confirm coverage is active. A legitimate contractor will not hesitate to provide this.

What's a reasonable warranty to expect on a new furnace or heat pump install?

Manufacturer parts warranties commonly run 10+ years when the equipment is registered correctly after install. Labour warranties are set by the contractor, not the manufacturer, and commonly run 1-2 years — ask for this in writing since it varies the most between contractors.

Sources

  1. Technical Standards and Safety Authority (TSSA) — Licence Lookup
  2. Competition Bureau Canada — Protect Yourself from Scams

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